Stock Financing
Elevate Your Business with SAP Expertise.
How It Works
Seamless Loan Support for Automotive Inventory Costs
The ESM Stock Financing solution enables direct access from SAP to bank credit systems, providing financial loan support for automotive dealers’ inventory costs. This integration allows companies to manage the entire process from a single SAP platform efficiently.
Dealers establish company-specific credit limits with contracted banks.
Banks verify vehicle chassis numbers to determine credit eligibility, facilitating payments between the firm and the bank while dealers repay their loans.
The entire process is managed through secure web service integrations between SAP and the banks, ensuring smooth transactions.
Key Benefits
Accelerated and Reliable Stock Financing Management
Stock financing processes are managed seamlessly within SAP, ensuring quick and reliable transactions.
Dealers’ current credit limits can be instantly queried, and unused portions can be blocked or unblocked as needed.
Invoices can be sent as advance or cash payments, with the ability to cancel forward-dated invoices before payment.